Independent technical practice

Independent forensics for carriers and counsel

Independent findings for carriers, breach coaches and coverage counsel. We apply the same standard of proof whether the claim is paid or contested.

Bagged hard drive beside a forensic write blocker.

Exposure

What the claim record must prove

Cyber claims turn on facts that decay. Initial access vector, dwell time, data actually accessed and the state of controls at the time of loss all have to be established from logs and images that are often incomplete by the time a claim is noticed, which is why the first days of an investigation determine what can be proven later.

Coverage frequently depends on what the insured represented at underwriting: multi-factor authentication, backup posture, segmentation and patch discipline. Whether those controls existed in practice and worked on the date of loss is a forensic question, not a questionnaire question.

Fraudulent and inflated claims sit alongside genuine ones, and social-engineering and funds-transfer claims increasingly involve synthetic voice or video, so authentication of the instruction itself has become part of routine claim examination.

Scoping

Questions the engagement must answer

  1. What is the factual basis for the claimed loss, and what is inferred from it?
  2. Which artifacts establish the timeline of the incident and the insured’s response?
  3. Are the technical controls represented in the application consistent with what is observed?
  4. Which findings are relevant to coverage, and which are simply interesting?
  5. What documentation will the file need if the claim is later disputed?

Services

How we help

Context

Claims and coverage context

Claims forensics
Findings are documented to be readable by an adjuster, defensible to counsel and usable in a proceeding without being rewritten.
Policyholder duties
Cooperation, notice and preservation obligations shape what evidence should exist, and we advise on preservation so a coverage question is not decided by avoidable data loss.
Panel and breach-coach work
Engagements are routinely structured through breach counsel so the analysis sits inside privilege where the carrier and insured both intend it to.
Subrogation support
Where recovery against a vendor or third party is in view, evidence is collected from the outset in a form that supports the later claim.

We work as the independent technical examiner; coverage decisions remain with the carrier and its counsel.

Related case study

Massive Financial Fraud

Multi-entity financial fraud investigation supported by digital evidence.

Financial Fraud

See all case studies

Talk with an examiner

Discuss the matter and the next step.

Call to discuss timing, scope and the safest way to share information. Do not send evidence or credentials by email.

24/7 hotline: 1-800-868-8189

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